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Airline Credit Cards

Airline cards let you combine miles from purchases with those you accumulate by flying. This helps infrequent flyers earn a free ticket. If you are not loyal to a particular airline, consider a "points" card, which lets you accumulate discounts on any airline.

You can use frequent flyer miles to earn free flights and upgrades. Many credit card companies offer frequent flyer miles as incentives. Airline miles credit cards, sometimes referred to as affinity cards, are linked to specific airline frequent flyer programs.

Annual fees for these cards tend to be somewhat higher than for comparable non-mileage cards--in the $25 to $125 range, depending on whether you opt for the regular, gold or platinum versions. And APRs (annual percentage rates) are also higher than those of their non-mileage-earning counterparts, typically falling into a fairly narrow (and high) 15% to 18% range.
 

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